Carlos Caipa

Nevada’s Hardest Hit Funds program is designed to help low to moderate income families who want to preserve home ownership and avoid foreclosure, if possible, or assist in the short-sale of a home, if necessary.

For a family to be considered low to moderate income, their income must not exceed 120% of the Area Median Income as published by HUD. To learn if you qualify as a low or moderate income family click here.

**Currently, Nevada’s Hardest Hit Funds is only offering the Mortgage Assistance Program (MAP). As servicers agree to participate, additional programs will be offered. Check the website periodically as we will update eligibility as additional programs become available. Please reference the chart below to see if you qualify for the MAP.

If you qualify for the MAP, based on the above criteria, please call 855-428-HELP.

Hours of Operation:
8am-6pm Monday through Friday
8am-noon Saturday

Please have the following documents ready prior to calling Nevada’s Hardest Hit Funds call center:

• First mortgage loan information, such as your current loan balance and the amount of your monthly payment.
• Income information, such as a copy of your most recent pay stub.
• If multiple homeowners, please have authorization to request credit information for all Homeowners on the first mortgage
• Social Security numbers for co-homeowners

**Nevada Hardest Hit Funds would like to roll out all of the programs offered as soon as possible and encourages homeowners in need of assistance to contact their loan servicer and encourage them to participate in Nevada’s Hardest Hit Funds programs.

HELP FOR THOSE WHO ARE NOT ELIGIBLE

If you are not eligible for one of the four Nevada’s Hardest Hit Funds programs, there may be other programs available outside of the Nevada’s Hardest Hit Funds programs that you qualify for.  We have relationships with several HUD approved counseling agencies that have help clients with similar situations. These agencies are non-profit and there is no cost for their services. They can assist you in locating other programs which may be helpful to you. Please contact one of the following agencies to see if you are eligible for other programs.

In the Las Vegas metro area:
Consumer Credit Counseling – 702-364-0344
Women’s Development Center – 702-796-7770

In the Reno metro area:
Consumer Credit Affiliates – 775-337-6363
Washoe County Senior Law Project– 775-328-2656